Senior Legal Counsel, Wholesale Solutions

SENIOR LEGAL COUNSEL, WHOLESALE Stamford, CT; Hartford, CT; New York, NY; Exton, PA POSITION OVERVIEW As Senior Legal Counsel for Wholesale Solutions, you'll provide trusted legal guidance to senior business leaders across our Excess & Surplus and Programs teams

You'll combine deep expertise in surplus lines insurance, policy drafting, and regulatory matters to deliver practical legal solutions that differentiate AXA XL in the market

Your work shapes the future of our Wholesale Solutions business in North America by advising underwriters, clients, and brokers on complex insurance matters and driving innovation through thoughtful legal counsel

WHAT YOU WILL BE DOING • Serve as trusted legal adviser to senior business unit leaders and executives by providing expert guidance on surplus lines insurance products, services, and industry practices across multiple business lines and disciplines • Support delegated authority arrangements by drafting, reviewing, and negotiating producer agreements, program administration agreements, and contingent commission agreements across all business lines • Draft, review, and negotiate a wide range of insurance and non-insurance legal agreements, applying practical commercial solutions to complex contractual matters • Provide legal and technical expertise to the Wholesale Underwriting Team on policy forms and manuscript endorsements by reviewing existing and new products, analyzing policy language, and delivering timely advice focused on commercial outcomes • Drive product innovation by working closely with key stakeholders to support new insurance products, enhance existing offerings, and shape the AXA XL brand in the market • Facilitate cross-functional collaboration by engaging colleagues at all levels, encouraging creative problem-solving, and mentoring team members to develop their legal and business acumen WHAT YOU WILL BRING At AXA XL, we view individuals holistically through their People, Business, and Technical Skills

We're interested in what you bring, how you think, and your potential for growth

We value diverse perspectives, recognising that each person contributes uniquely to our team's success

We welcome candidates with relevant education and experience in a related field, as well as those with diverse educational backgrounds or equivalent experience

Here are some of the key skills important for the role: People Skills • Effective communicator — demonstrates excellent verbal and written communication skills, presents complex legal guidance clearly to both technical and non-technical audiences, and builds credibility through subject-matter expertise • Collaborative partner — works well across teams and seniority levels, negotiates effectively to reach practical solutions, and builds rapport with business partners through clarity and respect • Mentor and developer — demonstrates enthusiasm for helping colleagues learn and grow, shares knowledge generously, and creates an environment where others can develop their capabilities • Adaptable problem-solver — thrives in fast-paced environments, prioritizes competing tasks effectively under time pressure, and approaches challenges with creativity and flexibility Business Skills • Wholesale insurance expertise — possesses deep knowledge of surplus lines insurance, its products, services, and industry practices; understands multiple business lines and diverse disciplines within the surplus lines space • Delegated authority knowledge — demonstrates expertise in delegated authority arrangements, producer relationships, and program administration across various business models • Product development acumen — contributes to innovation by understanding market needs, identifying opportunities for product enhancement, and translating business objectives into practical legal solutions • Strategic thinking — proactively identifies risks and opportunities, facilitates discussions to resolve complex issues, and thinks creatively to support business growth Technical Skills • Insurance contract expertise — skilled in drafting, reviewing, and negotiating insurance and non-insurance agreements with focus on policy language, coverage analysis, and commercial outcomes • Policy form and endorsement review — provides technical subject-matter expertise on policy forms and manuscript endorsements, analyzes competitor products, and delivers practical legal advice • Insurance law and regulatory knowledge — demonstrates expertise in insurance laws, regulations, and compliance requirements; applies this knowledge to coverage matters and policy development • Legal research and analysis — conducts thorough analysis of complex legal issues, applies precedent and regulatory guidance, and communicates findings clearly to support business decisions • Qualifications — holds a law degree from an accredited law school and is licensed to practice law in at least one state WHAT WE OFFER Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic

At AXA XL, we know that an inclusive culture enables business growth and is critical to our success

That's why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential

It's about helping one another — and our business — to move forward and succeed

Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at axaxl.com/about-us/inclusion-and-diversity

AXA XL is an Equal Opportunity Employer

Total Rewards AXA XL's Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security

It provides competitive compensation and personalized, inclusive benefits that evolve as you do

We're committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence

Sustainability At AXA XL, Sustainability is integral to our business strategy

In an ever-changing world, AXA XL protects what matters most for our clients and communities

We know that sustainability is at the root of a more resilient future

Our 2023-26 Sustainability strategy, called "Roots of resilience", focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations

Our Pillars: Valuing nature: How we impact nature affects how nature impacts us

Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future

We're committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans

Addressing climate change: The effects of a changing climate are far-reaching and significant

Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption

We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions

Integrating ESG: All companies have a role to play in building a more resilient future

Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business

We're training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting

AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL's "Hearts in Action" programs

These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving

For more information, please see axaxl.com/sustainability

WHO WE ARE AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks

For mid-sized companies, multinationals and even some inspirational individuals we don't just provide re/insurance, we reinvent it

How

By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward

Learn more at axaxl.com What we OFFER Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic

At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success

That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential

It’s about helping one another — and our business — to move forward and succeed.   Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe

Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter   Learn more at Inclusion & Diversity at AXA XL | AXA XL

AXA XL is an Equal Opportunity Employer

Total Rewards AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security

It provides competitive compensation and personalized, inclusive benefits that evolve as you do

We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence

Sustainability At AXA XL, Sustainability is integral to our business strategy

In an ever-changing world, AXA XL protects what matters most for our clients and communities

We know that sustainability is at the root of a more resilient future

Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations

Our Pillars: Valuing nature: How we impact nature affects how nature impacts us

Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future

We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans

Addressing climate change: The effects of a changing climate are far-reaching and significant

Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption

We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions

Integrating ESG: All companies have a role to play in building a more resilient future

Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business

We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting

AXA Hearts in Action:  We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs

These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving

For more information, please see Sustainability at AXA XL

Applicants for this role must be legally authorized to work in the United States without sponsorship now or in the future

The U.S. base salary range for this position is USD $146,000 - $230,800

Actual pay will be determined based upon the individual’s skills, experience and location

We strive for market alignment and internal equity with our colleagues’ pay

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits

We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers

For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026.